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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,985 | $73,863-78.4% | $143,797-88.9% | $68,490-76.7% |
| Participation rate | 50.5% | 66.7%-16.1pp | 80.3%-29.8pp | 67.9%-17.3pp |
| Annual return | -18.48% | 0.91%-19.4pp | -0.04%-18.4pp | -7.85%-10.6pp |
| Employer contribution / active EE | $956 | $3,185-70.0% | $4,952-80.7% | $2,597-63.2% |
| Participant deferral / active EE | $2,041 | $3,385-39.7% | $5,638-63.8% | $4,028-49.3% |
| Admin fee / account holder | $2,854 | $5,756-50.4% | $14,679-80.6% | $5,403-47.2% |