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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,456 | $85,171-88.9% | $172,753-94.5% | $72,976-87.0% |
| Participation rate | 40.9% | 70.1%-29.2pp | 82.6%-41.7pp | 69.5%-28.6pp |
| Annual return | 130.04% | 27.32%+102.7pp | 803.00%-673.0pp | 81.02%+49.0pp |
| Employer contribution / active EE | $953 | $3,324-71.3% | $5,144-81.5% | $2,440-60.9% |
| Participant deferral / active EE | $1,602 | $3,260-50.9% | $5,198-69.2% | $3,608-55.6% |
| Admin fee / account holder | $285 | $5,880-95.2% | $13,956-98.0% | $5,124-94.4% |