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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,300 | $95,415-81.9% | $185,851-90.7% | $85,851-79.8% |
| Participation rate | 42.9% | 68.8%-25.9pp | 81.7%-38.9pp | 69.3%-26.5pp |
| Annual return | 23.14% | 23.59%-0.4pp | 122.11%-99.0pp | 318.63%-295.5pp |
| Employer contribution / active EE | $827 | $3,314-75.1% | $5,168-84.0% | $2,565-67.8% |
| Participant deferral / active EE | $1,568 | $3,424-54.2% | $5,569-71.8% | $3,952-60.3% |
| Admin fee / account holder | $3,741 | $7,215-48.1% | $16,245-77.0% | $6,261-40.3% |