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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,519 | $59,191-53.5% | $76,767-64.2% | $56,289-51.1% |
| Participation rate | 98.3% | 75.2%+23.1pp | 77.0%+21.4pp | 69.9%+28.5pp |
| Annual return | -7.35% | 6.62%-14.0pp | 2.43%-9.8pp | -9.96%+2.6pp |
| Employer contribution / active EE | $1,661 | $1,759-5.6% | $2,485-33.2% | $2,111-21.3% |
| Participant deferral / active EE | $3,230 | $3,255-0.8% | $3,852-16.1% | $3,350-3.6% |
| Admin fee / account holder | $387 | $489-20.9% | $6,675-94.2% | $521-25.7% |