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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,995 | $67,602-49.7% | $82,312-58.7% | $70,126-51.5% |
| Participation rate | 98.9% | 72.8%+26.2pp | 76.9%+22.0pp | 69.5%+29.4pp |
| Annual return | 24.26% | 21.57%+2.7pp | 25.88%-1.6pp | 73.15%-48.9pp |
| Employer contribution / active EE | $1,604 | $1,755-8.6% | $2,428-33.9% | $2,343-31.5% |
| Participant deferral / active EE | $3,161 | $2,987+5.8% | $3,706-14.7% | $3,332-5.1% |
| Admin fee / account holder | $653 | $4,512-85.5% | $5,608-88.4% | $4,645-86.0% |