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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,386 | $135,956-59.3% | $123,894-55.3% | $273,972-79.8% |
| Participation rate | 90.5% | 84.1%+6.4pp | 81.4%+9.1pp | 83.0%+7.5pp |
| Annual return | 8.75% | 56.63%-47.9pp | 47.52%-38.8pp | 41.46%-32.7pp |
| Employer contribution / active EE | $2,871 | $5,170-44.5% | $4,617-37.8% | $4,869-41.0% |
| Participant deferral / active EE | $4,949 | $6,343-22.0% | $5,984-17.3% | $5,287-6.4% |
| Admin fee / account holder | $550 | $9,817-94.4% | $8,357-93.4% | $10,133-94.6% |