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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,664 | $46,697+134.8% | $117,529-6.7% | $68,490+60.1% |
| Participation rate | 92.0% | 56.8%+35.2pp | 70.6%+21.4pp | 67.9%+24.1pp |
| Annual return | -13.36% | -14.52%+1.2pp | 29.77%-43.1pp | -7.85%-5.5pp |
| Employer contribution / active EE | $5,230 | $1,506+247.4% | $4,179+25.1% | $2,597+101.4% |
| Participant deferral / active EE | $8,534 | $2,637+223.6% | $4,072+109.6% | $4,028+111.9% |
| Admin fee / account holder | $509 | $4,023-87.3% | $5,645-91.0% | $5,403-90.6% |