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| Provider | Service type | Compensation |
|---|---|---|
FIRST CLEARING LLC1+ years Service code 27 · EIN 23-2384840 | Advisory (Plan) | $54,187 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,650 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,395 | $37,117+22.3% | $147,617-69.2% | $55,191-17.7% |
| Participation rate | 88.8% | 63.6%+25.2pp | 84.6%+4.2pp | 69.2%+19.7pp |
| Annual return | -0.44% | 3.44%-3.9pp | 61.98%-62.4pp | 10.78%-11.2pp |
| Employer contribution / active EE | $1,189 | $1,620-26.6% | $5,564-78.6% | $1,899-37.4% |
| Participant deferral / active EE | $3,011 | $1,985+51.7% | $4,895-38.5% | $3,046-1.2% |
| Admin fee / account holder | $100 | $86+16.3% | $11,612-99.1% | $91+9.6% |