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| Provider | Service type | Compensation |
|---|---|---|
FIRST CLEARING LLC2+ years Service code 27 · EIN 23-2384840 | Advisory (Plan) | $52,993 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$9,925 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,541 | $36,916+39.6% | $156,551-67.1% | $57,658-10.6% |
| Participation rate | 89.0% | 63.4%+25.5pp | 84.0%+5.0pp | 70.2%+18.7pp |
| Annual return | 6.45% | 12.38%-5.9pp | 32.23%-25.8pp | 5.13%+1.3pp |
| Employer contribution / active EE | $1,640 | $1,571+4.4% | $5,501-70.2% | $1,974-16.9% |
| Participant deferral / active EE | $3,166 | $1,926+64.4% | $4,871-35.0% | $3,061+3.4% |
| Admin fee / account holder | $79 | $82-4.4% | $13,028-99.4% | $95-16.6% |