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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,632 | $62,583-55.8% | $76,767-64.0% | $64,173-56.9% |
| Participation rate | 71.2% | 72.8%-1.6pp | 77.0%-5.8pp | 69.6%+1.6pp |
| Annual return | -8.78% | -1.95%-6.8pp | 2.43%-11.2pp | 7.63%-16.4pp |
| Employer contribution / active EE | $1,305 | $1,832-28.8% | $2,485-47.5% | $2,381-45.2% |
| Participant deferral / active EE | $1,888 | $3,145-40.0% | $3,852-51.0% | $3,470-45.6% |
| Admin fee / account holder | $385 | $4,667-91.7% | $6,675-94.2% | $4,887-92.1% |