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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,270 | $60,349-59.8% | $74,184-67.3% | $62,881-61.4% |
| Participation rate | 60.3% | 72.7%-12.4pp | 76.6%-16.3pp | 69.3%-9.0pp |
| Annual return | 14.85% | 21.38%-6.5pp | 17.74%-2.9pp | 20.14%-5.3pp |
| Employer contribution / active EE | $1,193 | $1,680-29.0% | $2,370-49.7% | $2,281-47.7% |
| Participant deferral / active EE | $1,965 | $2,856-31.2% | $3,550-44.7% | $3,203-38.7% |
| Admin fee / account holder | $699 | $4,261-83.6% | $5,586-87.5% | $4,296-83.7% |