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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,224 | $124,980+119.4% | $108,359+153.1% | $154,746+77.2% |
| Participation rate | 93.8% | 75.2%+18.6pp | 70.1%+23.6pp | 80.7%+13.0pp |
| Annual return | 13.71% | 45.00%-31.3pp | 36.89%-23.2pp | 172.34%-158.6pp |
| Employer contribution / active EE | $2,347 | $2,851-17.7% | $2,399-2.2% | $4,379-46.4% |
| Participant deferral / active EE | $5,583 | $4,743+17.7% | $4,137+35.0% | $6,730-17.0% |
| Admin fee / account holder | $3,855 | $11,502-66.5% | $9,741-60.4% | $14,365-73.2% |