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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,742 | $111,785+102.8% | $93,669+142.1% | $145,877+55.4% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.4pp |
| Annual return | 11.90% | 203.79%-191.9pp | 133.59%-121.7pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,632 | $3,096-15.0% | $2,424+8.6% | $4,663-43.5% |
| Participant deferral / active EE | $7,559 | $4,919+53.7% | $4,416+71.2% | $6,691+13.0% |
| Admin fee / account holder | $1,791 | $10,256-82.5% | $8,291-78.4% | $13,402-86.6% |