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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,775 | $95,915+39.5% | $79,580+68.1% | $134,532-0.6% |
| Participation rate | 86.4% | 75.0%+11.3pp | 69.5%+16.9pp | 81.2%+5.1pp |
| Annual return | -13.43% | -2.71%-10.7pp | 0.15%-13.6pp | 418.27%-431.7pp |
| Employer contribution / active EE | $2,072 | $3,129-33.8% | $2,413-14.2% | $4,741-56.3% |
| Participant deferral / active EE | $5,005 | $4,693+6.6% | $3,985+25.6% | $6,401-21.8% |
| Admin fee / account holder | $2,604 | $9,132-71.5% | $6,835-61.9% | $11,429-77.2% |