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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,224 | $112,729+143.3% | $98,716+177.8% | $137,256+99.8% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.3%+24.5pp | 80.0%+13.8pp |
| Annual return | 13.71% | 38.48%-24.8pp | 31.81%-18.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,347 | $2,725-13.9% | $2,279+3.0% | $4,156-43.5% |
| Participant deferral / active EE | $5,583 | $4,640+20.3% | $4,048+37.9% | $6,407-12.9% |
| Admin fee / account holder | $3,855 | $10,129-61.9% | $8,703-55.7% | $12,270-68.6% |