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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,224 | $156,616+75.1% | $133,346+105.6% | $198,609+38.1% |
| Participation rate | 93.8% | 77.7%+16.0pp | 72.8%+20.9pp | 82.4%+11.4pp |
| Annual return | 13.71% | 44.25%-30.5pp | 36.85%-23.1pp | 202.70%-189.0pp |
| Employer contribution / active EE | $2,347 | $3,368-30.3% | $2,853-17.8% | $5,055-53.6% |
| Participant deferral / active EE | $5,583 | $4,920+13.5% | $4,332+28.9% | $6,977-20.0% |
| Admin fee / account holder | $3,855 | $17,468-77.9% | $14,264-73.0% | $19,030-79.7% |