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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,140 | $140,592-39.4% | $123,105-30.8% | $125,389-32.1% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -4.66% | 16.80%-21.5pp | 13.22%-17.9pp | 282.24%-286.9pp |
| Employer contribution / active EE | $1,267 | $6,041-79.0% | $5,151-75.4% | $4,866-74.0% |
| Participant deferral / active EE | $3,945 | $6,980-43.5% | $6,229-36.7% | $5,352-26.3% |
| Admin fee / account holder | $858 | $11,198-92.3% | $9,014-90.5% | $9,541-91.0% |