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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,410 | $160,059+20.2% | $140,019+37.4% | $135,380+42.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -13.21% | 911.48%-924.7pp | 651.17%-664.4pp | 519.81%-533.0pp |
| Employer contribution / active EE | $2,781 | $6,420-56.7% | $5,605-50.4% | $4,779-41.8% |
| Participant deferral / active EE | $18,000 | $7,641+135.6% | $6,927+159.9% | $5,609+220.9% |
| Admin fee / account holder | $1,214 | $13,328-90.9% | $10,705-88.7% | $10,828-88.8% |