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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,599 | $135,956-83.4% | $123,894-81.8% | $273,972-91.8% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 10.55% | 56.63%-46.1pp | 47.52%-37.0pp | 41.46%-30.9pp |
| Employer contribution / active EE | $2,217 | $5,170-57.1% | $4,617-52.0% | $4,869-54.5% |
| Participant deferral / active EE | $6,320 | $6,343-0.4% | $5,984+5.6% | $5,287+19.5% |
| Admin fee / account holder | $599 | $9,817-93.9% | $8,357-92.8% | $10,133-94.1% |