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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,791 | $77,472-21.5% | $100,392-39.4% | $80,935-24.9% |
| Participation rate | 81.6% | 76.9%+4.7pp | 81.5%+0.1pp | 67.7%+14.0pp |
| Annual return | 9.53% | 37.26%-27.7pp | 49.45%-39.9pp | 35.66%-26.1pp |
| Employer contribution / active EE | $1,942 | $2,800-30.7% | $3,941-50.7% | $2,757-29.6% |
| Participant deferral / active EE | $8,822 | $6,818+29.4% | $8,090+9.1% | $4,299+105.2% |
| Admin fee / account holder | $6,853 | $5,885+16.4% | $7,904-13.3% | $6,924-1.0% |