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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,893 | $115,796-3.4% | $101,264+10.5% | $158,950-29.6% |
| Participation rate | 93.3% | 79.4%+14.0pp | 75.8%+17.5pp | 82.0%+11.4pp |
| Annual return | 16.44% | 56.15%-39.7pp | 46.48%-30.0pp | 302.91%-286.5pp |
| Employer contribution / active EE | $4,854 | $4,175+16.3% | $3,660+32.6% | $4,762+1.9% |
| Participant deferral / active EE | $5,407 | $4,958+9.1% | $4,370+23.7% | $5,983-9.6% |
| Admin fee / account holder | $1,492 | $7,247-79.4% | $5,947-74.9% | $11,248-86.7% |