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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,856 | $107,363-1.4% | $92,909+13.9% | $152,897-30.8% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.0%+11.5pp | 82.5%+5.0pp |
| Annual return | 15.86% | 145.63%-129.8pp | 109.44%-93.6pp | 345.43%-329.6pp |
| Employer contribution / active EE | $4,450 | $4,222+5.4% | $3,653+21.8% | $4,764-6.6% |
| Participant deferral / active EE | $5,279 | $4,848+8.9% | $4,238+24.6% | $5,851-9.8% |
| Admin fee / account holder | $1,534 | $7,082-78.3% | $5,795-73.5% | $11,599-86.8% |