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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,785 | $97,648+11.4% | $121,663-10.6% | $87,485+24.3% |
| Participation rate | 100.0% | 70.5%+29.5pp | 74.5%+25.5pp | 68.9%+31.1pp |
| Annual return | 18.16% | 18.03%+0.1pp | 147.54%-129.4pp | 26.06%-7.9pp |
| Employer contribution / active EE | $3,561 | $2,300+54.8% | $3,020+17.9% | $2,596+37.2% |
| Participant deferral / active EE | $6,578 | $3,923+67.7% | $4,887+34.6% | $4,274+53.9% |
| Admin fee / account holder | $1,263 | $11,100-88.6% | $14,289-91.2% | $7,775-83.8% |