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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,783 | $81,208-14.1% | $98,920-29.5% | $79,856-12.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 24.96% | 60.99%-36.0pp | 196.47%-171.5pp | 31.71%-6.8pp |
| Employer contribution / active EE | $3,582 | $1,960+82.8% | $2,689+33.2% | $2,471+44.9% |
| Participant deferral / active EE | $4,459 | $3,265+36.6% | $4,245+5.0% | $3,741+19.2% |
| Admin fee / account holder | $1,823 | $6,013-69.7% | $6,643-72.6% | $5,306-65.6% |