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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,814 | $73,019-4.4% | $90,766-23.1% | $68,490+1.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -20.96% | -13.81%-7.2pp | -12.16%-8.8pp | -7.85%-13.1pp |
| Employer contribution / active EE | $2,326 | $2,193+6.1% | $2,922-20.4% | $2,597-10.4% |
| Participant deferral / active EE | $6,364 | $3,626+75.5% | $4,565+39.4% | $4,028+58.0% |
| Admin fee / account holder | $2,588 | $5,897-56.1% | $8,446-69.4% | $5,403-52.1% |