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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D. JONES Service code 99 12555 MANCHESTER RD · ST. LOUIS, MO 63131 | Other Fees | $18,850 |
Filed as: JOHN HANCOCK Service code 64 · EIN 01-0233346 | Recordkeeping Fees | $10,529 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,383 | $91,424-12.1% | $135,942-40.9% | $71,495+12.4% |
| Participation rate | 61.9% | 75.7%-13.7pp | 81.9%-20.0pp | 67.9%-6.0pp |
| Annual return | 19.35% | 29.90%-10.6pp | 68.28%-48.9pp | 28.85%-9.5pp |
| Employer contribution / active EE | $1,745 | $3,704-52.9% | $4,858-64.1% | $2,589-32.6% |
| Participant deferral / active EE | $3,247 | $7,092-54.2% | $7,759-58.2% | $4,291-24.3% |
| Admin fee / account holder | $273 | $1,266-78.4% | $10,764-97.5% | $1,588-82.8% |