| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $1,486,124 |
AON CONSULTING1 year Filed as: AON HEWITT Service code 16 · EIN 36-3109431 | Consulting | $86,375 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,957 | $107,662+32.8% | $159,495-10.4% | $106,520+34.2% |
| Participation rate | 97.4% | 69.4%+28.0pp | 82.8%+14.6pp | 71.3%+26.1pp |
| Annual return | 10.44% | 22.17%-11.7pp | 263.72%-253.3pp | 19.28%-8.8pp |
| Employer contribution / active EE | $1,687 | $2,741-38.4% | $4,831-65.1% | $2,840-40.6% |
| Participant deferral / active EE | $8,033 | $6,799+18.1% | $7,354+9.2% | $4,948+62.4% |
| Admin fee / account holder | $46 | $69-32.3% | $10,804-99.6% | $75-37.7% |