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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,963 | $86,922+15.0% | $102,438-2.4% | $80,874+23.6% |
| Participation rate | 85.0% | 72.4%+12.6pp | 76.5%+8.5pp | 67.6%+17.4pp |
| Annual return | 15.06% | 18.90%-3.8pp | 29.37%-14.3pp | 35.62%-20.6pp |
| Employer contribution / active EE | $2,497 | $2,369+5.4% | $3,024-17.4% | $2,756-9.4% |
| Participant deferral / active EE | $3,705 | $4,119-10.0% | $5,054-26.7% | $4,297-13.8% |
| Admin fee / account holder | $3,726 | $8,050-53.7% | $9,448-60.6% | $6,935-46.3% |