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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,026 | $88,672+45.5% | $105,223+22.6% | $82,448+56.5% |
| Participation rate | 93.3% | 67.9%+25.4pp | 75.0%+18.3pp | 68.1%+25.3pp |
| Annual return | 12.02% | 30.86%-18.8pp | 180.65%-168.6pp | 41.64%-29.6pp |
| Employer contribution / active EE | $8,038 | $3,048+163.7% | $3,689+117.9% | $2,551+215.1% |
| Participant deferral / active EE | $4,732 | $4,036+17.2% | $5,072-6.7% | $4,139+14.3% |
| Admin fee / account holder | $5,290 | $7,146-26.0% | $8,859-40.3% | $7,234-26.9% |