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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,282 | $77,814+226.8% | $158,223+60.7% | $86,983+192.3% |
| Participation rate | 87.1% | 68.4%+18.7pp | 79.2%+7.9pp | 69.5%+17.6pp |
| Annual return | 16.42% | 30.54%-14.1pp | 52.09%-35.7pp | 25.83%-9.4pp |
| Employer contribution / active EE | $7,912 | $2,592+205.2% | $4,109+92.6% | $2,584+206.1% |
| Participant deferral / active EE | $7,386 | $3,270+125.9% | $5,467+35.1% | $4,194+76.1% |
| Admin fee / account holder | $33,216 | $5,879+465.0% | $16,047+107.0% | $7,856+322.8% |