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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,560 | $95,415+260.1% | $185,851+84.9% | $85,851+300.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.49% | 23.59%-12.1pp | 122.11%-110.6pp | 318.63%-307.1pp |
| Employer contribution / active EE | $8,793 | $3,314+165.3% | $5,168+70.1% | $2,565+242.8% |
| Participant deferral / active EE | $4,666 | $3,424+36.3% | $5,569-16.2% | $3,952+18.1% |
| Admin fee / account holder | $26,926 | $7,215+273.2% | $16,245+65.7% | $6,261+330.1% |