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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,392 | $77,920+236.7% | $149,723+75.3% | $75,177+249.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.62% | 31.72%-20.1pp | 134.50%-122.9pp | 160.75%-149.1pp |
| Employer contribution / active EE | $10,622 | $3,138+238.5% | $4,821+120.3% | $2,671+297.7% |
| Participant deferral / active EE | $7,476 | $3,411+119.1% | $5,682+31.6% | $4,126+81.2% |
| Admin fee / account holder | $85,271 | $5,951+1333.0% | $13,215+545.3% | $5,651+1408.9% |