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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,282 | $78,690+223.1% | $161,489+57.5% | $87,485+190.7% |
| Participation rate | 87.1% | 67.5%+19.6pp | 78.7%+8.4pp | 68.9%+18.2pp |
| Annual return | 16.42% | 32.74%-16.3pp | 89.72%-73.3pp | 26.06%-9.6pp |
| Employer contribution / active EE | $7,912 | $2,588+205.7% | $4,268+85.4% | $2,596+204.7% |
| Participant deferral / active EE | $7,386 | $3,311+123.1% | $5,630+31.2% | $4,274+72.8% |
| Admin fee / account holder | $33,216 | $6,724+394.0% | $16,006+107.5% | $7,775+327.2% |