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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,282 | $76,407+232.8% | $150,298+69.2% | $82,448+208.4% |
| Participation rate | 87.1% | 66.4%+20.7pp | 77.8%+9.3pp | 68.1%+19.0pp |
| Annual return | 16.42% | 39.99%-23.6pp | 62.79%-46.4pp | 41.64%-25.2pp |
| Employer contribution / active EE | $7,912 | $2,614+202.7% | $4,154+90.5% | $2,551+210.2% |
| Participant deferral / active EE | $7,386 | $3,214+129.8% | $5,453+35.4% | $4,139+78.4% |
| Admin fee / account holder | $33,216 | $6,352+422.9% | $14,116+135.3% | $7,234+359.1% |