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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,921 | $124,336-11.6% | $111,303-1.2% | $167,518-34.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 14.25% | 37.45%-23.2pp | 54.66%-40.4pp | 478.71%-464.5pp |
| Employer contribution / active EE | $6,790 | $3,436+97.6% | $2,731+148.6% | $4,838+40.3% |
| Participant deferral / active EE | $7,144 | $5,181+37.9% | $4,487+59.2% | $6,342+12.7% |
| Admin fee / account holder | $1,245 | $10,623-88.3% | $7,966-84.4% | $12,312-89.9% |