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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,940 | $110,212+11.5% | $96,534+27.4% | $139,466-11.8% |
| Participation rate | 95.0% | 78.1%+16.9pp | 76.0%+19.0pp | 80.3%+14.7pp |
| Annual return | 15.72% | 26.42%-10.7pp | 25.88%-10.2pp | 373.66%-357.9pp |
| Employer contribution / active EE | $1,622 | $3,620-55.2% | $2,965-45.3% | $4,754-65.9% |
| Participant deferral / active EE | $7,222 | $5,547+30.2% | $4,851+48.9% | $6,712+7.6% |
| Admin fee / account holder | $784 | $11,599-93.2% | $8,253-90.5% | $11,409-93.1% |