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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,731 | $124,336-17.4% | $111,303-7.7% | $167,518-38.7% |
| Participation rate | 88.9% | 79.6%+9.3pp | 77.3%+11.6pp | 82.1%+6.8pp |
| Annual return | 10.49% | 37.45%-27.0pp | 54.66%-44.2pp | 478.71%-468.2pp |
| Employer contribution / active EE | $2,737 | $3,436-20.4% | $2,731+0.2% | $4,838-43.4% |
| Participant deferral / active EE | $6,705 | $5,181+29.4% | $4,487+49.4% | $6,342+5.7% |
| Admin fee / account holder | $1,917 | $10,623-81.9% | $7,966-75.9% | $12,312-84.4% |