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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,638 | $117,829-13.7% | $102,423-0.8% | $145,877-30.3% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 16.15% | 31.83%-15.7pp | 29.42%-13.3pp | 551.28%-535.1pp |
| Employer contribution / active EE | $3,731 | $3,615+3.2% | $3,023+23.4% | $4,663-20.0% |
| Participant deferral / active EE | $10,526 | $5,732+83.6% | $5,054+108.3% | $6,691+57.3% |
| Admin fee / account holder | $1,688 | $13,335-87.3% | $9,455-82.1% | $13,402-87.4% |