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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,430 | $105,929+93.0% | $81,716+150.2% | $158,966+28.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 12.26% | 38.19%-25.9pp | 29.49%-17.2pp | 302.95%-290.7pp |
| Employer contribution / active EE | $4,849 | $7,802-37.8% | $4,310+12.5% | $4,762+1.8% |
| Participant deferral / active EE | $2,255 | $13,007-82.7% | $7,108-68.3% | $5,983-62.3% |
| Admin fee / account holder | $3,955 | $8,492-53.4% | $5,159-23.3% | $11,250-64.8% |