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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,487 | $104,520+70.8% | $76,823+132.3% | $152,885+16.7% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 21.73% | 1014.03%-992.3pp | 1166.42%-1144.7pp | 345.39%-323.7pp |
| Employer contribution / active EE | $2,130 | $3,117-31.7% | $2,302-7.5% | $4,763-55.3% |
| Participant deferral / active EE | $4,399 | $4,236+3.8% | $3,336+31.9% | $5,851-24.8% |
| Admin fee / account holder | $3,108 | $12,283-74.7% | $6,422-51.6% | $11,598-73.2% |