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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,105 | $79,961-28.6% | $98,462-42.0% | $75,177-24.0% |
| Participation rate | 63.8% | 70.4%-6.5pp | 75.2%-11.3pp | 67.2%-3.4pp |
| Annual return | 13.05% | 19.75%-6.7pp | 21.17%-8.1pp | 160.75%-147.7pp |
| Employer contribution / active EE | $1,936 | $2,264-14.5% | $3,049-36.5% | $2,671-27.5% |
| Participant deferral / active EE | $3,690 | $3,753-1.7% | $4,738-22.1% | $4,126-10.6% |
| Admin fee / account holder | $5,656 | $6,842-17.3% | $8,875-36.3% | $5,651+0.1% |