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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,927 | $58,828-23.6% | $78,002-42.4% | $62,881-28.6% |
| Participation rate | 64.0% | 71.1%-7.1pp | 75.5%-11.5pp | 69.3%-5.3pp |
| Annual return | 5.86% | 17.16%-11.3pp | 425.99%-420.1pp | 20.14%-14.3pp |
| Employer contribution / active EE | $1,256 | $1,672-24.8% | $2,470-49.1% | $2,281-44.9% |
| Participant deferral / active EE | $2,367 | $2,686-11.9% | $3,497-32.3% | $3,203-26.1% |
| Admin fee / account holder | $7,290 | $4,393+65.9% | $5,481+33.0% | $4,296+69.7% |