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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,656 | $65,034+30.2% | $90,970-6.9% | $79,856+6.0% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 10.12% | 30.45%-20.3pp | 134.60%-124.5pp | 31.71%-21.6pp |
| Employer contribution / active EE | $2,475 | $1,247+98.4% | $2,122+16.6% | $2,471+0.2% |
| Participant deferral / active EE | $3,680 | $2,512+46.5% | $3,373+9.1% | $3,741-1.6% |
| Admin fee / account holder | $11,917 | $4,536+162.7% | $5,961+99.9% | $5,306+124.6% |