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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,368 | $58,493+16.9% | $84,021-18.6% | $72,975-6.3% |
| Participation rate | 97.5% | 61.2%+36.2pp | 69.0%+28.5pp | 69.5%+28.0pp |
| Annual return | 11.42% | 28.93%-17.5pp | 71.32%-59.9pp | 81.01%-69.6pp |
| Employer contribution / active EE | $2,039 | $1,163+75.3% | $1,984+2.8% | $2,440-16.4% |
| Participant deferral / active EE | $2,379 | $2,394-0.6% | $3,239-26.6% | $3,608-34.1% |
| Admin fee / account holder | $29,156 | $4,569+538.2% | $6,102+377.8% | $5,124+469.0% |