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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,161 | $50,947+51.5% | $74,551+3.5% | $64,173+20.2% |
| Participation rate | 94.2% | 61.1%+33.1pp | 69.1%+25.1pp | 69.6%+24.6pp |
| Annual return | 0.94% | -1.85%+2.8pp | 32.53%-31.6pp | 7.63%-6.7pp |
| Employer contribution / active EE | $2,378 | $1,115+113.2% | $1,961+21.3% | $2,381-0.1% |
| Participant deferral / active EE | $2,931 | $2,302+27.4% | $3,108-5.7% | $3,470-15.5% |
| Admin fee / account holder | $6,257 | $4,221+48.2% | $5,059+23.7% | $4,887+28.0% |