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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,485 | $47,848+18.1% | $81,473-30.7% | $70,126-19.5% |
| Participation rate | 94.6% | 58.3%+36.3pp | 68.0%+26.6pp | 69.5%+25.1pp |
| Annual return | 10.83% | 27.25%-16.4pp | 38.78%-28.0pp | 73.15%-62.3pp |
| Employer contribution / active EE | $1,918 | $1,527+25.6% | $2,568-25.3% | $2,343-18.1% |
| Participant deferral / active EE | $4,094 | $2,453+66.9% | $3,537+15.7% | $3,332+22.9% |
| Admin fee / account holder | $12,302 | $3,145+291.2% | $4,561+169.7% | $4,645+164.8% |