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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,222 | $42,383+6.7% | $76,518-40.9% | $64,173-29.5% |
| Participation rate | 92.5% | 58.1%+34.4pp | 68.0%+24.5pp | 69.6%+22.9pp |
| Annual return | -10.90% | -16.54%+5.6pp | -0.27%-10.6pp | 7.63%-18.5pp |
| Employer contribution / active EE | $1,738 | $1,563+11.2% | $2,647-34.4% | $2,381-27.0% |
| Participant deferral / active EE | $3,627 | $2,566+41.3% | $3,836-5.4% | $3,470+4.5% |
| Admin fee / account holder | $5,479 | $3,198+71.3% | $4,849+13.0% | $4,887+12.1% |