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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,366 | $62,166+0.3% | $81,286-23.3% | $74,429-16.2% |
| Participation rate | 35.8% | 64.1%-28.3pp | 69.5%-33.8pp | 67.2%-31.5pp |
| Annual return | 16.81% | 16.50%+0.3pp | 24.80%-8.0pp | 1368.38%-1351.6pp |
| Employer contribution / active EE | $1,089 | $1,881-42.1% | $2,463-55.8% | $2,625-58.5% |
| Participant deferral / active EE | $2,093 | $3,223-35.1% | $3,883-46.1% | $4,348-51.9% |
| Admin fee / account holder | $2,037 | $1,925+5.8% | $5,764-64.7% | $1,944+4.8% |