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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,601 | $58,391-49.3% | $76,667-61.4% | $72,976-59.4% |
| Participation rate | 64.2% | 67.4%-3.2pp | 72.1%-7.9pp | 69.5%-5.3pp |
| Annual return | 28.77% | 2306.65%-2277.9pp | 1166.74%-1138.0pp | 81.02%-52.2pp |
| Employer contribution / active EE | $1,263 | $1,787-29.3% | $2,303-45.2% | $2,440-48.2% |
| Participant deferral / active EE | $2,669 | $2,690-0.8% | $3,336-20.0% | $3,608-26.0% |
| Admin fee / account holder | $722 | $4,014-82.0% | $6,423-88.8% | $5,124-85.9% |