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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,240 | $54,162-53.4% | $68,612-63.2% | $64,173-60.7% |
| Participation rate | 81.8% | 68.1%+13.8pp | 72.2%+9.6pp | 69.6%+12.2pp |
| Annual return | -7.94% | -1.62%-6.3pp | -4.63%-3.3pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,593 | $1,846-13.7% | $2,625-39.3% | $2,381-33.1% |
| Participant deferral / active EE | $4,428 | $2,626+68.6% | $3,311+33.7% | $3,470+27.6% |
| Admin fee / account holder | $786 | $4,029-80.5% | $5,131-84.7% | $4,887-83.9% |