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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,878 | $202,440-21.0% | $169,390-5.6% | $139,466+14.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 18.29% | 532.36%-514.1pp | 406.07%-387.8pp | 373.66%-355.4pp |
| Employer contribution / active EE | $3,489 | $4,693-25.7% | $4,013-13.1% | $4,754-26.6% |
| Participant deferral / active EE | $5,090 | $6,940-26.7% | $6,222-18.2% | $6,712-24.2% |
| Admin fee / account holder | $2,175 | $10,722-79.7% | $9,015-75.9% | $11,409-80.9% |