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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,531 | $228,352-41.5% | $185,835-28.1% | $158,966-16.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 24.68% | 40.81%-16.1pp | 35.96%-11.3pp | 302.95%-278.3pp |
| Employer contribution / active EE | $3,574 | $4,967-28.0% | $4,087-12.6% | $4,762-24.9% |
| Participant deferral / active EE | $5,190 | $6,416-19.1% | $5,633-7.9% | $5,983-13.3% |
| Admin fee / account holder | $12,427 | $11,867+4.7% | $9,502+30.8% | $11,250+10.5% |